January 8th, 2009
msc44 asked: I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?
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Tags: Cards Credit, Credit Cards, Credit Score
Posted in Credit | 2 Comments »
January 8th, 2009
Fan Of Shinoda Reloaded asked: My friend just inherited a massive collection of hockey cards, all in excellent condition, some autographed by the player, some framed in those glass-like frames for valuable cards, and a pack of about 500 or more that were not opened. Most of them are packed in a cardboard box unprotected (but still in great shape) and the others are in card albums, you know, those binders with the plastic pages for placing cards in. In total, there are over 5000 cards. How much would his collection be worth? Would it depend on who he sells them to? He’s got all kinds of cards, possibly many duplicates too.
Well, no shit I’d need to find a card collector to ask, that’s what my friend’s going to do, but I want to know how much his collection will be worth without the wait of getting enough gas to go to the city and find a card collector. Come on, we live in a small town with low income here, we’re barely getting by, and you snobby rich bitches don’t give a fuck.
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Tags: Binders, Card Collector, Great Shape
Posted in Hobbies & Crafts | 1 Comment »
January 8th, 2009
azkoolchik asked: I have a credit score of 700 and wanting another credit card. I was thinking about citi bank or bank of america. What one should I get? I only have one other credit card from Wumu. I want a credit card that report to the 3 credit bureaus every month. Anyone has either one of these cards, if so, what one did you like and why?
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Tags: Cards, Credit Bureaus, Wumu
Posted in Credit | 8 Comments »
January 8th, 2009
ronnin72 asked: I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc.
I am at a point where I want to increase my points and miles so there are some options. The question is, what is too much. I basically share a VISA with my wife, and have an older VISA that i keep. I realize that you should keep older credit cards for history. I want to add at least one AM/EX either the Starwood points, or the Delta Miles. I also might switch our Cap1 card to the signature to get 2 points for every $1 spent, instead of 1.25 for $1. That is a new card, not a switch. And recently, I have received letters for UNITED miles (20,000 bonus) and AA Miles (21,000 Bonus). I would love to use those just to add to my miles on those flights. Could I add 3-4 cards without hurting my excellent credit? I will not rack up debt.
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Tags: Bonus, Credit Cards, Visa
Posted in Credit | 6 Comments »
January 8th, 2009
Pepper asked: I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of student loans in debt. I was wondering if it is okay for me to get another credit card. Also, many say that having a lot of credit cards are bad for you. What is the reccomendation of how many bank accounts and credit cards should I have so that my credits would not go down? Thanks in advance!
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Tags: 3 Years, Lot, Met
Posted in Credit | 9 Comments »
January 8th, 2009
kita asked: I am looking to raise my credit score and I have been turned down buy credit card companies and I spoke with someone that said I could get a pre approved credit card but i thought all credit cards were pre approved. Please help me I need to raise my credit score. Thanks
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Tags: Credit Cards, Credit Help, Pre Approved Credit
Posted in Credit | 5 Comments »
January 8th, 2009
sayyeahh asked: I am attempting to build a positve credit rating and I need a card that reports to the credit bureau, but will allow me to obtain it without a credit check. HELP?
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Tags: Build Credit, Credit Bureau, Credit Card
Posted in Credit | 4 Comments »
January 8th, 2009
harleydavidson218 asked: does any one know a website were you can make cards and print them out for free
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Posted in Other - Internet | 1 Comment »
January 8th, 2009
Screaming Llama asked: I just applied for my first credit card ever yesterday, and I am hoping to get a credit limit of at least $1,500. I have no credit history whatsoever, I don’t have to make a house payment, no dependents, and I make $12.10 an hour working 35-40 hours a week. Would all those factors contribute to a higher or lower credit limit, and do you think I’d be eligible for the $1,500 limit?
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Tags: Credit History, Credit Limits, Dependents
Posted in Credit | 2 Comments »
January 8th, 2009
ersan b asked: I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
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Tags: Cards Credit, Credit Card, Student Cards
Posted in Credit | 12 Comments »
